Reviewed and updated April 2026 by Rahim Ahmed (FDH editorial team). Data verified against official sources and real-world testing.
Withdraw Money from 99designs Bangladesh: A 2026 Guide
Rahim Ahmed
Published: April 06, 2026 6 min read
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Last Updated: January 15, 2026
TL;DR (Quick Summary)
This guide covers everything you need to know about how to withdraw money from 99designs bangladesh (2026). Includes practical steps and tips for Bangladeshi freelancers.
How I Learned to Withdraw Money from 99designs in Bangladesh
Payment Methods: Bangladesh
Recommended:Wise (recommended)
Also available: bKash, Nagad, Bank Transfer
When I first started my freelancing journey, I was excited to join platforms like 99designs. As a designer from Dhaka, I knew it had a global reach, but I was also aware of the challenges that come with getting paid, especially in Bangladesh. I distinctly remember the first time I made $1,200 on a project there—it was a milestone that made me feel like I had truly taken a step towards financial freedom. However, the real challenge was figuring out how to withdraw that money and get it into my local bank account.
What I soon discovered is that while 99designs is a fantastic platform for freelancers, it can be a bit tricky when it comes to payments, especially since PayPal does not operate in Bangladesh. This led me to explore the best alternatives, and I found that Payoneer was the solution I needed.
If you’re currently using Payoneer for your 99designs withdrawals, you might want to consider Wise as a cheaper alternative, which can save you significant fees when converting and withdrawing your earnings.
Understanding the Payment Process on 99designs
99designs offers a straightforward process for freelancers to get paid, but it’s crucial to understand the steps involved. Here’s how it works:
Completing Your Project: Once you deliver your design and the client approves it, the payment is released to your 99designs account.
Payment Methods Available: The platform primarily allows payments through PayPal and Payoneer. Since PayPal doesn’t work in Bangladesh, I opted for Payoneer.
Minimum Withdrawal Amount: To withdraw money, you generally need to have a minimum of $50 in your 99designs account.
Once the funds are in your account, you can initiate a withdrawal.
Steps to Withdraw Using Payoneer
Link Your Payoneer Account: First, create a Payoneer account if you don’t already have one. You can earn a $25 bonus for your first received payment when you use my link to sign up!
Set Up Your 99designs Account: Go to your account settings on 99designs and select Payoneer as your payment method.
Transfer Funds: Once your funds are available, select the amount you wish to withdraw. The transfer to your Payoneer account usually takes about 3-5 business days.
Withdraw to Local Bank: After receiving the funds in your Payoneer account, you can withdraw it to your Bangladeshi bank account. The withdrawal process to banks like DBBL, MCB, or UBL is straightforward.
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My Experience with Withdrawals
Let me share a personal story about my experience with withdrawing money from 99designs. I remember one particular project where I earned $2,500 for creating a branding package. Excited as I was, I immediately initiated a withdrawal.
Another significant advantage of using Wise is its flexibility with withdrawals. While Payoneer has its benefits, Wise allows for seamless transactions to local services like bKash and Nagad, ensuring you get your funds quickly and with lower fees. This can make a big difference for freelancers who need access to their earnings without the hassle.
In my experience, managing payments while freelancing can be daunting, especially when dealing with platforms like 99designs. That’s why I recommend considering Wise for receiving USD in Bangladesh. It offers lower fees compared to Payoneer, allowing you to save up to ৳1,200 per $1,000 when withdrawing to your bKash or local bank account.
As a freelancer, security is paramount, especially when dealing with online payments. I highly recommend using a VPN like NordVPN to protect your sensitive data while working remotely. It not only secures your connection but also provides peace of mind when accessing your financial accounts online. For just a small monthly fee, NordVPN can keep your information safe while you focus on your designs.
One thing I found incredibly helpful when managing my earnings was using Wise for international transfers. They offer competitive rates and lower fees compared to traditional banks, which can save you a lot of money when converting your earnings from USD to BDT. If you want to maximize your profits, try Wise for free and see the difference it makes.
The initial transfer to my Payoneer account took about four days, but once I had the funds there, I quickly transferred it to my DBBL account. The total time from project completion to having cash in hand was around 10 days. I was thrilled to see that the exchange rate was favorable at that time, and I ended up receiving around BDT 215,000 after the conversion.
However, it wasn’t all smooth sailing. I faced a minor hiccup when I didn’t have sufficient documentation ready for Payoneer verification. This is something I learned the hard way. I had to provide additional identification, which delayed my withdrawal by a few days.
Tips for a Smooth Withdrawal Process
Based on my experience, here are some practical tips for fellow freelancers in Bangladesh looking to withdraw money from 99designs:
Keep Your Payoneer Account Updated: Ensure your account is fully verified with all necessary documents. This will save you time and hassle.
Understand Currency Exchange Rates: Be aware of the current USD to BDT exchange rates, as they can fluctuate. Use trusted financial news sites to stay updated.
Plan for Delays: Always account for a few extra days in your withdrawal timeline. Business days can sometimes stretch out due to banking processes.
Opt for Direct Bank Transfers: Withdraw directly to your local bank account (like DBBL or UBL). This lessens the hassle of managing multiple accounts.
Tax Considerations for Bangladeshi Freelancers
As a BASIS-registered Freelancer, I also want to emphasize the importance of tax compliance. If you earn over BDT 300,000 annually, you’ll need to file your taxes with the National Board of Revenue (NBR). It’s essential to keep records of your earnings and expenses from platforms like 99designs for accurate reporting.
Final Thoughts and Next Steps
Navigating the world of freelance payments can be daunting, especially in Bangladesh. However, with the right tools like Payoneer and an understanding of the withdrawal processes, it can become manageable.
To recap:
Use Payoneer for withdrawals from 99designs, as PayPal is not an option in Bangladesh.
Keep your accounts updated and verified to avoid delays.
Be aware of the tax implications of your freelance income.
As you embark on or continue your freelancing journey, remember that challenges will arise, but with the right approach, you can turn them into opportunities for growth. Keep pushing forward, and soon you’ll be sharing your own success stories!
Payment Methods Comparison for Bangladesh
Method
Fee
Time
Best For
Payoneer 2% 1-2 days
Most popular choice
Wise 0.5-1% 1-3 days
Lower fees
Bank Wire $25-50 3-5 days
Large amounts
Disclaimer: This article is for informational purposes only. Payment platform terms, fees, and exchange rates change frequently. Always verify current information directly with the payment provider. We are not financial advisors and this is not financial advice.
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Frequently Asked Questions
How much can I earn from freelancing in Bangladesh?
Bangladeshi freelancers typically earn $500 to $5000+ monthly depending on skills and experience.
Why doesn’t PayPal work in Bangladesh?
PayPal hasn’t officially launched in Bangladesh. Use Payoneer instead - it works with all major platforms.
What do I need to start freelancing?
You need a computer, internet, a skill, Payoneer account, and profiles on Fiverr or Upwork.
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Rahim Ahmed
Bangladeshi Freelancer & Digital Earning Expert
Rahim is a top-rated freelancer from Dhaka helping Bangladeshis navigate the world of online earning and remote work.
Sources & further reading
For more depth on these topics, these authoritative sources are worth bookmarking:
- Upwork Freelance Forward Report — authoritative reference.
- Statista Freelance Market — authoritative reference.
- McKinsey Future of Work — authoritative reference.
Last verified April 2026.