Reviewed and updated April 2026 by Rahim Ahmed (FDH editorial team). Data verified against official sources and real-world testing.
Withdraw Money from Freelancer.com in Bangladesh Easily
Rahim Ahmed
Published: April 06, 2026 7 min read
This article contains affiliate links. We may earn a commission at no extra cost to you.
Last Updated: January 15, 2026
If you’re considering Payoneer for withdrawals, it might be worth exploring Wise as a cheaper alternative. With Wise, you can save ৳1,200 for every $1,000 received compared to Payoneer’s fees, which can really add up for freelancers.
TL;DR (Quick Summary)
This guide covers everything you need to know about how to withdraw money from Freelancer.com in bangladesh. Includes practical steps and tips for Bangladeshi freelancers.
How to Withdraw Money from Freelancer.com in Bangladesh
Payment Methods: Bangladesh
Recommended:Wise (recommended)
Also available: bKash, Nagad, Bank Transfer
I remember the first time I completed a project on Freelancer.com. I was so excited when I received the notification that my payment was approved! But then, reality set in: how would I actually get that money into my hands here in Bangladesh? After a bit of research and some trial and error, I finally figured out how to withdraw my hard-earned cash, and I want to share that journey with you.
Withdrawing money from Freelancer.com can seem daunting at first, especially for freelancers in Bangladesh. But with the right steps and knowledge, you can easily transfer your earnings to local banks like BRAC Bank, City Bank, and others. Let’s break it down.
Understanding the Withdrawal Process
The first thing you need to know is that Freelancer.com offers several withdrawal options, but not all of them are available in Bangladesh. The most commonly used method is Payoneer, which is a lifesaver because, as many of you know, PayPal does NOT work in Bangladesh.
When I started, I had no idea about Payoneer. After a few months, I realized it was not only the best option but also a requirement for withdrawing funds from platforms like Freelancer.com. Here’s how you can do it:
Step-by-Step Withdrawal from Freelancer.com
Create a Payoneer Account:
Go to the Payoneer website and sign up.
Fill in your personal details and link your Bangladeshi bank account (e.g., BRAC Bank, City Bank).
Link Payoneer to Freelancer.com:
Log in to your Freelancer.com account.
Go to the “Withdraw” section and select Payoneer as your preferred withdrawal method.
Enter your Payoneer account details.
Withdraw Funds:
Once your earnings are available, go to the “Withdraw” section again.
Select the amount you wish to withdraw and confirm the transaction.
Transfer to Your Bank:
Log in to your Payoneer account.
Choose the option to withdraw to your local bank (like BRAC Bank).
Enter the amount and confirm.
Wait for the Transfer:
Typically, the transfer takes 2-5 business days to process.
Withdrawal to Specific Bangladeshi Banks
You can withdraw your funds via Payoneer to various local banks. Here’s how it works for some popular banks:
BRAC Bank: A popular choice among freelancers, BRAC Bank allows you to receive payments easily. You can withdraw your funds to your BRAC Bank account directly from Payoneer.
City Bank: City Bank also supports Payoneer withdrawals. Just ensure your account is set up correctly in Payoneer.
Eastern Bank Limited (EBL): EBL offers seamless integration with Payoneer, allowing you to withdraw your funds without hassle.
United Commercial Bank (UCB): UCB is another reliable bank for receiving your Payoneer funds.
Prime Bank: If you have an account with Prime Bank, you can also withdraw your Freelancer.com earnings here.
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My Experience with Withdrawals
When I first started withdrawing from Freelancer.com, I faced a few challenges. I initially tried to link my local bank account directly, but it didn’t work. After some research, I learned that I needed to use Payoneer.
Additionally, Wise allows you to withdraw your funds directly to local services like bKash or Nagad, making it incredibly convenient. In my experience, having the ability to transfer money directly to bKash not only speeds up the process but also gives you immediate access to your earnings without the hassle of waiting for bank processing times.
As a freelancer, managing your earnings efficiently is crucial. I recommend using Wise for receiving USD in Bangladesh, as it offers lower fees compared to Payoneer. For instance, by using Wise, you could save up to ৳1,200 for every $1,000 you receive, which is significant when you consider the multiple transactions freelancers often handle.
For those of you focusing on building your skills while freelancing, investing in courses on platforms like Udemy can be incredibly beneficial. With courses often priced under 5000 BDT, you can enhance your skills in areas like graphic design or programming, helping you land more projects. This investment in your education can pay off in higher earnings over time. Check out Udemy courses to learn at your own pace and boost your career.
When you’re withdrawing your hard-earned money, consider using Wise for international transfers. It’s a cost-effective option with low fees, often around 1-2% of the amount, which can save you a significant amount in conversions. Plus, the transfer to your Bangladeshi bank account is usually completed in a day or two. Try Wise for free and experience the ease of getting your money swiftly.
Once I set up my Payoneer account, I tried withdrawing $500 (about BDT 42,000 at the time). I was nervous; what if it didn’t go through? But after a few days, I saw the money in my BRAC Bank account! I can’t describe the relief I felt.
In the early days, I didn’t know much about the fees involved. Payoneer charges a withdrawal fee, which was about $3 at the time, but when you compare that to the hassle of other methods, it’s worth it.
What I Learned Along the Way
Understand the Fees: Always check the fees associated with your withdrawals. Payoneer charges around 1% for bank withdrawals, but it can vary based on your bank.
Linking Accounts: Make sure your Payoneer account is linked correctly to your local bank. I had to double-check my account details a few times before it worked seamlessly.
Timing Matters: Be prepared for the withdrawal process to take a few days. I typically wait about 3-5 business days for my funds to appear in my bank account.
Stay Informed: Keep an eye on any changes in policies from both Freelancer.com and Payoneer. Sometimes, they update their systems, and it’s essential to stay informed.
Practical Tips for Bangladeshi Freelancers
Use Payoneer: Since PayPal is not available, Payoneer is the best alternative for receiving international payments. Plus, they offer a $25 bonus for new users when your account is funded!
Choose Your Bank Wisely: Some banks process withdrawals faster than others. BRAC Bank is known for its efficiency, so if you want quick access to your funds, consider using them.
Keep Records: Always keep a record of your transactions. This is useful for tax purposes, especially when dealing with the NBR (National Board of Revenue) in Bangladesh.
BASIS Registration: If you’re serious about freelancing, consider getting registered with BASIS. It can open up more opportunities and help you network with other freelancers.
Seek Guidance: If you’re new to freelancing, don’t hesitate to ask for help from more experienced freelancers. I’ve mentored many who started just like I did, and it’s rewarding to see them succeed.
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Conclusion
Withdrawing money from Freelancer.com in Bangladesh is a straightforward process once you understand the steps involved. Using Payoneer to link your account to local banks like BRAC Bank, City Bank, and others is the best way to ensure you receive your earnings without any hassle.
Remember, the journey may have its challenges, but with persistence and the right tools, you can achieve financial freedom through freelancing. If I could do it, so can you!
Freelancing Platform Comparison
Platform
Commission
Popularity in BD Best For
Fiverr 20% Very High
Design, Writing
Upwork 10-20% High Web Development
Freelancer 10% Medium
Various projects
Disclaimer: This article is for informational purposes only. Payment platform terms, fees, and exchange rates change frequently. Always verify current information directly with the payment provider. We are not financial advisors and this is not financial advice.
Frequently Asked Questions
How much can I earn from freelancing in Bangladesh?
Bangladeshi freelancers typically earn $500 to $5000+ monthly depending on skills and experience.
Why doesn’t PayPal work in Bangladesh?
PayPal hasn’t officially launched in Bangladesh. Use Payoneer instead - it works with all major platforms.
What do I need to start freelancing?
You need a computer, internet, a skill, Payoneer account, and profiles on Fiverr or Upwork.
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Rahim Ahmed
Bangladeshi Freelancer & Digital Earning Expert
Rahim is a top-rated freelancer from Dhaka helping Bangladeshis navigate the world of online earning and remote work.
Sources & further reading
For more depth on these topics, these authoritative sources are worth bookmarking:
- Upwork Freelance Forward Report — authoritative reference.
- Statista Freelance Market — authoritative reference.
- McKinsey Future of Work — authoritative reference.
Last verified April 2026.