Withdraw Money from 99designs Bangladesh: A 2026 Guide

Last Updated: January 15, 2026

How I Learned to Withdraw Money from 99designs in Bangladesh

When I first started my freelancing journey, I was excited to join platforms like 99designs. As a designer from Dhaka, I knew it had a global reach, but I was also aware of the challenges that come with getting paid, especially in Bangladesh. I distinctly remember the first time I made $1,200 on a project there—it was a milestone that made me feel like I had truly taken a step towards financial freedom. However, the real challenge was figuring out how to withdraw that money and get it into my local bank account.

What I soon discovered is that while 99designs is a fantastic platform for freelancers, it can be a bit tricky when it comes to payments, especially since PayPal does not operate in Bangladesh. This led me to explore the best alternatives, and I found that Payoneer was the solution I needed.

Understanding the Payment Process on 99designs

99designs offers a straightforward process for freelancers to get paid, but it’s crucial to understand the steps involved. Here’s how it works:

1. Completing Your Project: Once you deliver your design and the client approves it, the payment is released to your 99designs account.
2. Payment Methods Available: The platform primarily allows payments through PayPal and Payoneer. Since PayPal doesn’t work in Bangladesh, I opted for Payoneer.
3. Minimum Withdrawal Amount: To withdraw money, you generally need to have a minimum of $50 in your 99designs account.

Once the funds are in your account, you can initiate a withdrawal.

Steps to Withdraw Using Payoneer

1. Link Your Payoneer Account: First, create a Payoneer account if you don’t already have one. You can earn a $25 bonus for your first received payment when you use my link to sign up!
2. Set Up Your 99designs Account: Go to your account settings on 99designs and select Payoneer as your payment method.
3. Transfer Funds: Once your funds are available, select the amount you wish to withdraw. The transfer to your Payoneer account usually takes about 3-5 business days.
4. Withdraw to Local Bank: After receiving the funds in your Payoneer account, you can withdraw it to your Bangladeshi bank account. The withdrawal process to banks like DBBL, MCB, or UBL is straightforward.

My Experience with Withdrawals

Let me share a personal story about my experience with withdrawing money from 99designs. I remember one particular project where I earned $2,500 for creating a branding package. Excited as I was, I immediately initiated a withdrawal.

The initial transfer to my Payoneer account took about four days, but once I had the funds there, I quickly transferred it to my DBBL account. The total time from project completion to having cash in hand was around 10 days. I was thrilled to see that the exchange rate was favorable at that time, and I ended up receiving around BDT 215,000 after the conversion.

However, it wasn't all smooth sailing. I faced a minor hiccup when I didn’t have sufficient documentation ready for Payoneer verification. This is something I learned the hard way. I had to provide additional identification, which delayed my withdrawal by a few days.

Tips for a Smooth Withdrawal Process

Based on my experience, here are some practical tips for fellow freelancers in Bangladesh looking to withdraw money from 99designs:

• Keep Your Payoneer Account Updated: Ensure your account is fully verified with all necessary documents. This will save you time and hassle.
• Understand Currency Exchange Rates: Be aware of the current USD to BDT exchange rates, as they can fluctuate. Use trusted financial news sites to stay updated.
• Plan for Delays: Always account for a few extra days in your withdrawal timeline. Business days can sometimes stretch out due to banking processes.
• Opt for Direct Bank Transfers: Withdraw directly to your local bank account (like DBBL or UBL). This lessens the hassle of managing multiple accounts.

Tax Considerations for Bangladeshi Freelancers

As a BASIS-registered Freelancer, I also want to emphasize the importance of tax compliance. If you earn over BDT 300,000 annually, you’ll need to file your taxes with the National Board of Revenue (NBR). It’s essential to keep records of your earnings and expenses from platforms like 99designs for accurate reporting.

Final Thoughts and Next Steps

Navigating the world of freelance payments can be daunting, especially in Bangladesh. However, with the right tools like Payoneer and an understanding of the withdrawal processes, it can become manageable.

To recap:

• Use Payoneer for withdrawals from 99designs, as PayPal is not an option in Bangladesh.
• Keep your accounts updated and verified to avoid delays.
• Be aware of the tax implications of your freelance income.

As you embark on or continue your freelancing journey, remember that challenges will arise, but with the right approach, you can turn them into opportunities for growth. Keep pushing forward, and soon you’ll be sharing your own success stories!